Wealth Planning
Retirement Planning
Many individuals worry about financial security during retirement, wondering if they will outlive their retirement savings or if they will have to keep working to bring in extra income. However, equipped with knowledge and the right tools you can make smart financial decisions that will bring you peace of mind during retirement. We provide customized solutions tailored to your unique needs and circumstances to ensure:
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your short- and long-term financial goals are met
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your money can outpace inflation
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anticipated expenses are accounted for
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your standard of living is maintained
Our portfolio of services include 401(k) plans, IRAs, Roth IRAs, annuities, life insurance, and more to help you achieve financial security during retirement. Schedule time with us to help you build a strategy for the future you want.
Life Insurance & Mortgage Protection
Life insurance is a financial product that provides a lump sum payment to your beneficiaries upon your death. The primary purpose of life insurance is to provide financial security and peace of mind to your loved ones in case something happens to you. The death benefit can serve many purposes:
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Mortgage protection- the benefit can be used to pay off your mortgage and guarantee your loved ones can stay in the home they love.
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Replacing lost income- if you have dependents, the benefit can provide financial support to help cover living expenses like rent payment, food, and other bills.
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Final expense- part of the benefit can be used to cover final expenses such as funeral costs, medical bills, and probate fees.
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Financial security- your life insurance benefit can offer a financial safety net for your loved ones that can be used to maintain their standard of living, invest for retirement, pay college tuition, and more.
There are many different types of life insurance policies available; the type of policy that's right for you will depend on your individual needs and circumstances. Schedule time with us to learn what options are best suited for you.
Child Life Insurance & College Planning
Life insurance for a child is not just what it sounds like. Did you know that it can be used as a financial tool to help save for future education expenses? Some policies can accumulate cash value over time- a convenient way to plan for college. Schedule time with us to learn more about these options.